Accident & Liabilities

WEQAYA FIDELITY GUARANTEE INSURANCE.

What is the coverage.

Provides indemnity against loss of insured’s money or goods, or under his custody, due to fraudulent, dishonest acts, embezzlement and fraudulent conversion by any insured employees with the intent to make improper gain, whether committed alone or in collusion with others.

WEQAYA MONEY INSURANCE.

What is the coverage.

Weqaya provides indemnity for its clients to compensate against loss of their money and money’s worth, whilst being in transit or in Safe, from all risks of accidents and theft as covered by our policy.

WEQAYA GLASS INSURANCE.

What is the coverage.

Our Policy provides coverage to clients against any accidental damages or losses, to fixed glass and associated frameworks.

WEQAYA GROUP PERSONAL ACCIDENT INSURANCE POLICY

What is the coverage.

Weqaya personal accident policy provides financial compensation against the death of and/or permanent or partial disability suffered by the insured due to injuries sustained through accidents during the policy period, we also cover, as additional benefit, medical expenses in relation to such accidents.

This policy can be provided as an additional benefit of employment.

WEQAYA PUBLIC LIABILITY INSURANCE POLICY.

What is the coverage.

This Policy Provide indemnity against Legal Liability of the insured for Accidental Bodily and Property Damage to members of the public, arising out of the negligence of the insured or his employees in the course of their work, either:

  • At the places described in the Policy under Situation of Risk
  • Elsewhere in the world in connection with commercial visits by directors or non-manual

staff normally resident in and traveling from the country specified in the policy under Situation of Risk

WEQAYA WORKMEN'S COMPENSATION INSURANCE.

What is the coverage.

This Policy Provide Coverage to the insured, Under the Saudi labours’ laws, Common Law and Sharia laws. In case any employee in the Insured›s immediate service shall sustain death or personal injury by accident or disease arising out of and in the course of his employment, and when the insured is liable to pay compensation for such injury or death.

Employers legal Liabilities can be also extended with a higher limit of sum insured as required.

What are the standard exclusions –Applicable to all.

Weqaya Accidental & Liability insurance policies do not cover

  • War, Invasions and Civil war
  • Sabotage and Terrorism
  • Nuclear and radioactive damages.
  • Loss or Damage to Data

How to claim on our Products.

  • In case of any event of a claim please immediately give notice to the company with Policy details in writing.
  • Take all reasonable actions with due diligence to minimize, avoid or diminish the loss or damage.
  • Complete the claim forms obtained from Weqaya and submit the same along with available documents.
  • Complete the claim forms obtained from Weqaya and submit the same along with available documents.
  • In the case of goods being lost or stolen or willful damages immediate notice should be given to the Police to recover any property lost,
  • It’s important not to negotiate, pay, settle, admit or repudiate any claim under the Policy without the written consent of the Company
  • It’s important not to negotiate, pay, settle, admit or repudiate any claim under the Policy without the written consent of the Company

Note:

The information here above is only indicative and not to be considered as full information. For full details, terms & conditions please refer to the Insurance Policy.